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Certified Financial Planner in Pune for Financial Life Planning
Niraj Nanal

Trusted Certified Financial Planner
in Pune, India..

  • 15+ Years of Experience in Investment Consulting & Wealth Management - helping clients build wealth with confidence and clarity.
  • Led by Niraj Nanal, a Certified Financial Planner (CFPCM) & Registered Life Planner (RLP®) with unmatched expertise in both traditional financial planning & life-centric guidance.
  • India’s Only RLP® who has worked directly with George Kinder, the global pioneer and "Father of the Financial Life Planning Movement."
  • Pioneered India’s First RLP® Program alongside George Kinder - bringing global best practices to Indian financial planning.
  • Personalized Financial Strategies tailored to individuals, families, & businesses - because your goals & values deserve a custom plan.
  • Holistic Approach - integrating wealth, goals, lifestyle, and legacy into one cohesive strategy for true financial freedom.
  • Trusted by Professionals, Entrepreneurs, and Families seeking clarity, confidence, and a values-driven roadmap for their future.
Book a Consultation
Our Services

Transform Your Life with a Revolutionary Financial Approach from a Certified Financial Planner in Pune!

  • Tired of the Same Old Financial Jargon?
    FDs, policies, medical insurance, SIPs, mutual funds, equities, and commodities, if you've tried them all and still feel stuck in the hustle of earning a living, we understand.
  • Introducing a Game-Changing Solution
    A financial approach designed to break free from the mundane crafted by only four rare experts currently practicing in India.

Financial Life Planning (FLP): The Next-Level Approach

  • A Holistic Financial Strategy
    Move beyond traditional investments like mutual funds, stocks, and short-term investment plans to a structured roadmap that aligns with your life goals.
  • Personalized Wealth Management Services
    Customized solutions designed to help you grow, protect, and optimize your wealth.
  • NRI Financial Planning
    Exclusive guidance for NRIs looking to invest in India, ensuring seamless wealth growth and compliance.
  • Your Life, Your Plan
    We create a financial strategy that fits YOUR life—empowering you to live more, not just survive.
  • A Global Solution
    Used by individuals worldwide, FLP is practiced by only a few experts in India.
Choose Your Plan

Expert Financial Planning Services for Individuals & Businesses

1-Year FLP Program Financial Planning

Maximize your returns with strategic stratagic investment plan that balance growth, liquidity, & risk

Financial Planning for NRIs

Secure your wealth with tailored investment, tax-saving, & repatriation strategies designed exclusively for NRIs.

Retirement Planning

Build a stress-free retirement with a structured investment plan that secures your financial independence in the future.

Will / Succession Planning

Ensure a seamless transfer of your assets & safeguard your family’s financial future with expert estate planning.

Financial Planning Seminars

Get a customized financial roadmap designed to help you achieve your short & long term financial goals with expert guidance.

Partnering with George Kinder:
A Milestone in Financial Planning

Our Stories

From Ordinary to Extraordinary: Inspiring Financial Planning Success Stories

LIFE PLANNING IS FINANCIAL PLANNING DONE RIGHT- GEORGE KINDER

LIFE PLANNING IS FINANCIAL PLANNING DONE RIGHT- GEORGE KINDER

Wealth Management, Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way

LIFE PLANNING IS FINANCIAL PLANNING DONE RIGHT- GEORGE KINDER

Wealth Management, Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way Your Way Wealth Management, Your Way

Reviews from
Clients that Speak Volumes

Real Stories, Real Results

Entire process of Life Planning was extraordinary, it is a very unique approach of first exploring what is core to your heart and then work to achieve all those goal. Was surprised to see how some tough/complex goals were achieved in near term just because they were setup and executed as part of this process, in normal course I would have just dreamt of achieving them.Once the life plan is laid out, the financial planning is done meticulously ensuring all life goal are met and risks addressed.Very pleased to have found such expertise and competency to handhold at every setup of life and financial planning.

Mahendra Saraf IT Professional

We were introduced to Niraj via a common friend and the journey of life planning commenced. The experience has been a very enriching one and a lot of time is effort is spend in the initial part just discussing the goals that you have as an individual and as a family. There is shift in a thought process from “saving for a rainy day, procrastinating your goals” to planning effectively so that you can really assign a time frame and go after your goals. The journey so far has been great and we now have some key milestones coming up and are excited to work with Niraj towards realization.

Rahul Apte Sales & Marketing Professional, Manufacturing

Financial planning is an important aspect of our lives that we scarcely put any focus on. Most people simply go with the flow, or go down an ill-advised route based on advice received from elders in the family. Since coming into contact with Niraj we have been able to focus on the issues/problems that require attention and have been able to make best use of our resources in building for the future as well as living life to the fullest as we go. Also inculcates a culture of financial discipline.

Renju Abraham IT Professional

It was great way to get perspective on achieving Life Goals through the Financial Planning. I am pleased to have been able to bring complicated life decisions into TANGIBLE form. I think it has set me in the right direction of maximizing wealth and achieving goals. Would very much recommend others to embark on the Financial Planning Process with Niraj!

Mithun Raj Sales Professional

Niraj Nanal has been my financial consultant and planner for the last 10 years. His method of understanding your requirements and making plans for future liabilities has enabled me to create a reasonable fund for my daughter’s higher education abroad. Disciplined and goal-based investing are the highlights of his strategies. I would strongly recommend him if you want to ensure that financial dreams turn into realities.

Dr Amit Parasnis Surgical Oncology

Niraj has been a life changing guru for me and has guided me perfectly to a better life that I deserved- both financially and wellbeing. Thank you once again.

Mr. Sheroy

Entire process of Life Planning was extraordinary, it is a very unique approach of first exploring what is core to your heart and then work to achieve all those goal. Was surprised to see how some tough/complex goals were achieved in near term just because they were setup and executed as part of this process, in normal course I would have just dreamt of achieving them.Once the life plan is laid out, the financial planning is done meticulously ensuring all life goal are met and risks addressed.Very pleased to have found such expertise and competency to handhold at every setup of life and financial planning.

Mahendra Saraf IT Professional

We were introduced to Niraj via a common friend and the journey of life planning commenced. The experience has been a very enriching one and a lot of time is effort is spend in the initial part just discussing the goals that you have as an individual and as a family. There is shift in a thought process from “saving for a rainy day, procrastinating your goals” to planning effectively so that you can really assign a time frame and go after your goals. The journey so far has been great and we now have some key milestones coming up and are excited to work with Niraj towards realization.

Rahul Apte Sales & Marketing Professional, Manufacturing

Financial planning is an important aspect of our lives that we scarcely put any focus on. Most people simply go with the flow, or go down an ill-options route based on suggestion received from elders in the family. Since coming into contact with Niraj we have been able to focus on the issues/problems that require attention and have been able to make best use of our resources in building for the future as well as living life to the fullest as we go. Also inculcates a culture of financial discipline.

Renju Abraham IT Professional

It was great way to get perspective on achieving Life Goals through the Financial Planning. I am pleased to have been able to bring complicated life decisions into TANGIBLE form. I think it has set me in the right direction of maximizing wealth and achieving goals. Would very much recommend others to embark on the Financial Planning Process with Niraj!

Mithun Raj Sales Professional

Thank you, Niraj for removing the stresses involved in investing money and giving a structure to our finances - financial and life planning done in a scientific manner !!

Dr Girish Krishnan Gastrointestinal and Genitourinary Pathology

Niraj Nanal has been my financial consultant and planner for the last 10 years. His method of understanding your requirements and making plans for future liabilities has enabled me to create a reasonable fund for my daughter’s higher education abroad. Disciplined and goal-based investing are the highlights of his strategies. I would strongly recommend him if you want to ensure that financial dreams turn into realities.

Dr Amit Parasnis Surgical Oncology
Renju Abraham
Read More
Financial planning is an important aspect of our lives that we scarcely put any focus on. Most people simply go with the flow, or go down an ill-options route based on suggestions received from elders in the family. Since coming into contact with Niraj we have been able to focus on the issues/problems that require attention and have been able to make best use of our resources in building for the future as well as living life to the fullest as we go. Also inculcates a culture of financial discipline.
Mithun Raj
Read More
It was great way to get perspective on achieving Life Goals through the Financial Planning. I am pleased to have been able to bring complicated life decisions into TANGIBLE form. I think it has set me in the right direction of maximizing wealth and achieving goals. Would very much recommend others to embark on the Financial Planning Process with Niraj!
Dr Girish Krishnan
Read More
Thank you, Niraj for removing the stresses involved in investing money and giving a structure to our finances - financial and life planning done in a scientific manner !!
Mahendra Saraf
Read More
Entire process of Life Planning was extraordinary, it is a very unique approach of first exploring what is core to your heart and then work to achieve all those goal. Was surprised to see how some tough/complex goals were achieved in near term just because they were setup and executed as part of this process, in normal course I would have just dreamt of achieving them.Once the life plan is laid out, the financial planning is done meticulously ensuring all life goal are met and risks addressed.Very pleased to have found such expertise and competency to handhold at every setup of life and financial planning.
Dr Amit Parasnis
Read More
Niraj Nanal has been my financial consultant and planner for the last 10 years. His method of understanding your requirements and making plans for future liabilities has enabled me to create a reasonable fund for my daughter’s higher education abroad. Disciplined and goal-based investing are the highlights of his strategies. I would strongly recommend him if you want to ensure that financial dreams turn into realities.
Rahul Apte
Read More
We were introduced to Niraj via a common friend and the journey of life planning commenced. The experience has been a very enriching one and a lot of time is effort is spend in the initial part just discussing the goals that you have as an individual and as a family. There is shift in a thought process from “saving for a rainy day, procrastinating your goals” to planning effectively so that you can really assign a time frame and go after your goals. The journey so far has been great and we now have some key milestones coming up and are excited to work with Niraj towards realization.
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Frequently Asked Questions on Financial Planning

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1. What results can I expect from working with Niraj Nanal?

You gain clarity, direction, and confidence in your financial life. Every major decision, like buying a home, repaying loans, investing, or spending, becomes informed and intentional. Most importantly, you experience peace of mind and the freedom to focus on goals that truly matter to you.

2. What makes us and our approach unique and different?

We follow a goal-based, life-first approach. Our planning process is based on the EVOKE® Life Planning framework by the Kinder Institute of Life Planning, which puts your values, priorities, and purpose at the centre of every financial decision.

3. How does the One-Year FLP Program work?

Join our transformative 1-year program for structured goal-setting, a personalized financial life plan, and 12 months of expert guidance. Enjoy unlimited access to Niraj, periodic reviews, and a dashboard with financial instrument insights.

4. What does Financial Life Planning for NRI offer?

Our NRI service converts financial confusion into clarity. From investment strategies to understanding tax implications, we guide NRIs in creating a roadmap for success, no matter where they are in the world.

5. What is the biggest benefit of having a Financial Life Plan?

A financial life plan removes uncertainty. It helps you make confident decisions, avoid costly mistakes, and ensures your money supports the life you want to live today and in the future.

6. How do I start working with Niraj Nanal?

The journey begins with an Exploration Session - a structured 45-minute conversation where we listen, understand your life goals, and assess whether we are the right fit for you. You can book this session by contacting us directly.

7. What are the professional highlights of Mr Niraj Nanal?

Mr Niraj Nanal is a Certified Financial Planner (CFPCM), FPSB India and Registered Life Planner (RLP®), Kinder Institute of Life Planning, USA, with 15+ years of experience in Financial Planning and has helped more than 100 individuals & families to achieve their Life goals.

8. What is Financial Life planning?

Financial life planning is a holistic approach to financial management that goes beyond traditional financial planning by taking into account the broader aspects of an individual's life.